Statue of Liberty. New York
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FAQ's


The Insurance Company has Offered Me Money. Do I Need a Lawyer?

It's always a good idea to have the advice of a professional when you're dealing with a professional on the other side. That's why we offer free consultations, so you, the consumer, won't have to face the insurance industry alone. Give us a call at 800-367-5298 for a free consultation.

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I was in an Accident and the Insurance Company Said I Couldn't Sue Because I Chose "Limited Tort". Can I do Anything?

Yes! First, regardless of “tort” selection, you have a right to recover for medical bills and lost wages that are greater than your medical coverage and wage loss coverage. Second, “limited tort” doesn’t apply: if you are a pedestrian, on a bicycle, motor bike/ATV, if you are in a commercial vehicle—a cab, a bus, a rental car---or a piece of equipment like a backhoe, or if the other vehicle is registered outside of Pennsylvania, or if the other driver was convicted of Driving Under the Influence, or if you have facial scarring. Third, limited tort won’t apply if you have or can show the injuries you have caused a long term impairment of part of your body. Never take the adjuster’s word for it that you don’t have a case!

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When a Member of Our Family was Killed, we Were too Numb to do Anything. Is it too Late?

If the death occurred less than two years ago, generally it's not too late to recover from the responsible parties. If the death happened outside of Pennsylvania, you may have more time. Call us now at 800-367-5298 to know your rights.

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Do I Have to Have a Permanent Problem to be Able to Make a Claim for my Injuries?

No. Depending upon the way you were hurt and the type of insurance involved, you don't have to be permanently injured to make a claim for your rights.

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If I'm not Successful, Will I get Stuck With a Bill for Costs or Your Fees?

Not with us. If we don't collect for you, you owe us nothing. If we are successful, we only get back the money we have advanced, without interest, and the fees you and we have agreed on in advance. It's that simple.

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I was Hurt at Work—can I Sue?

If you got hurt at work you can get workers compensation and you can recover against the other person if the injury was caused by someone who was not a co-employee. For instance, if you were hit by a truck driver from another company you can get workers compensation, and you can recover against the truck driver. We recently were able to get a worker who was injured at a plant a large recovery in addition to their workers compensation because the injury was caused by a temp worker not a fellow employee! We have also gotten large recoveries for people who were injured by a machine that broke or didn’t have safety protections that would have stopped the injury from happening. There are many other situations, so why not call us—the call is free! Anytime you have a serious injury, or a machine breaks, or you are hurt by an explosion or fire call us. It may be a situation where someone besides the employer is at fault, even if the employer wasn’t 100% safety minded, but if whoever made the equipment or product that exploded or burned, you may have a case. If a loved one was killed, you may have a case if the cause was a machine failure, a lack of safety equipment, or a driver for a company that wasn’t the employer. Call us.

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We were Hurt out of State—What can we do?

Give us a call—we’ll advise you on your options for getting bills paid and try to help you find a lawyer who will handle your case.

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The Other Driver had no Insurance. What can I do?

If you had collision, that can take care of some or all of the damages. Call us, we’ll tell you your other options. If you were hurt, your own insurance will cover your medical bills. Beyond that, if you have “uninsured motorist coverage” you will have a claim. That must be reported to the police. Even if you didn’t have “uninsured motorist” coverage, we have in some cases been able to get the insurance company to give clients coverage! Call us, as this area of law can get very complicated---the call is free, and so is the consultation! If the other driver was charged with DUI or another crime, you can get money from the Crime Victims’ compensation fund. Call us for a free brochure!

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We were Hit by a Guy Who Only had a Minimal Policy. That’s not Enough to Cover us—is There Anything else we can do?

If you have underinsured motorist coverage, you have a claim, but you have to take certain steps. Call us before you sign anything! Even if you have been told you don’t have “underinsured” motorist coverage, call us—we’ve gotten coverage for clients where the paperwork for the policy was not correct!

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We were Told we couldn’t get Underinsured or Uninsured Coverage--Even Though We have it-- Because of a “Household Exclusion.” Is that right?

Under recent decisions from the Pennsylvania Supreme Court you may still be able to recover! It’s complicated, so call us for a free consultation.

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We were in a Car Wreck More than Two Years ago but the Other Driver didn’t have Insurance. Is it too Late to do Anything?

If you have “uninsured motorist coverage” it isn’t . You have at least four years! Even if you are told you don’t have “uninsured motorist coverage” call us—we have gotten uninsured motorist coverage for clients where we have found the insurance company didn’t use the right paperwork!

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What kind of Injury Cases do you Handle?

We handle all types of injuries—if you are hurt it is an injury, and we give free consultations so that you can have your injury questions answered---whether your injury is a fracture of any bone, a muscle tear, torn ligaments, cartilage damage, rotator cuff tear, shoulder injury, eye injury or blindness, meniscus tear, nerve root compression, ulnar nerve or brachial plexus nerve injury, brain injury, injury to the jaw or teeth, disfigurement or scar, burns, ringing in the ears, hearing loss, dizziness, injuries of any kind to the fingers ,hand, elbow,hip, knee, ankle, or foot, neck and back injuries, spine injuries, crush injuries to the foot or hand, carpal tunnel or nerve compression injuries, injuries resulting in numbness or loss of ability to grip or stand, spinal cord injuries or other injuries resulting in paralysis or loss of function, injures from medical procedures or drugs. Why not call us with your injury question? The consultation is free.

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Do you Handle Wrongful Death Cases?

We do. These are cases brought by the immediate family, through the “estate” of the person---which acts for the rights of the person that was killed. There is incredible pain after someone is killed. If you can, call us as soon as you are able so that the family knows its rights.

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What Should I know About Lawyers on TV?

For starters, chances are you won’t get to talk to that lawyer at all. One firm advertises under the face and name of a lawyer who is retired! Another group with lots of ads and bilboards says it’s one of the largest firms—but they were sued for false advertising, because they only had one lawyer in all of Pennsylvania. They now have two! Sure, they have lawyers elsewhere, but do you want a lawyer in this state or one half way to Florida? Some TV lawyers say they have over 150 years of experience. That’s surely not one lawyer! What they mean is they have a lot of lawyers and together they add up to 150 or whatever years of experience. We are a small office but that means you don’t have layers and layers of people to deal with. An injury is personal. So are we!

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